S3 Capital is a leading, privately-held,
real estate lending platform

S3 was established in 2013
by Joshua Crane and Robert Schwartz,
the Principals of Spruce Capital.

S3 Capital is a versatile platform that facilitates loans across a wide spectrum, ranging from $1 million to $20 million for smaller projects, and $20 million to $250 million for our large balance portfolio. Since its inception, S3 Capital has successfully originated more than 550 loans, amounting to an impressive total of over $4.0 billion. Currently, our portfolio comprises over 150 active loans, totaling more than $1.6 billion. S3 Capital stands out as one of the most active private lenders in the New York metro area. The company boasts extensive expertise in development and is exceptionally well-equipped to streamline the construction process. With a dedicated pool of capital, we promptly fund construction-related expenses and respond swiftly to meet the unique needs of our borrowers.

Established: 2013
Focus: Real Estate Credit Platform
Transactions: Over 550 loans since inception
Active: Over 150 loans, in excess of $1.6 billion

S3 Capital

Provides real estate bridge and construction financing secured by recorded first liens

User-friendly and creative capital provider

Values long-term relationships and repeat business

In-house expertise

The firm’s Principals, Joshua Crane and Robert Schwartz, lead an accomplished team of 20+ dedicated professionals with specialized market knowledge and they bring an entrepreneurial approach to uncovering and creating value. To ensure the success of each loan investment, S3 employs a team of industry professionals across:

View Team