S3 Capital is a leading, privately-held,
real estate lending platform

S3 was established in 2013
by Joshua Crane and Robert Schwartz,
the Principals of Spruce Capital.

S3 Capital is a flexible platform that originates smaller loans between $1 million and $20 million, and larger loans from $20 million to over $250 million. Since its inception, S3 Capital has originated more than 550 first mortgages totaling over $4.0 billion, with a current portfolio of over 150 active loans totaling over $1.6 billion. S3 is currently the most active private debt lender in New York City. The firm has deep development experience and is especially well positioned to streamline the construction process. It has a committed pool of capital, funding construction draws and responding quickly to meet borrower needs.

Established: 2013
Focus: Real Estate Credit Platform
Transactions: Over 540 loans since inception
Active: Over 150 loans, in excess of $1.8 billion

S3 Capital

Provides real estate bridge and construction financing secured by recorded first liens

User-friendly and creative capital provider

Values long-term relationships and repeat business

In-house expertise

The firm’s Principals, Joshua Crane and Robert Schwartz, lead an accomplished team of 20+ dedicated professionals with specialized market knowledge and they bring an entrepreneurial approach to uncovering and creating value. To ensure the success of each loan investment, S3 employs a team of industry professionals across:

View Team